Custom Cover For High-Risk Liability

Cover for dangerous trades and exposures

High Risk Liability Insurance – Scaffolders, Roofers & Steel Erectors

High Risk Liability Insurance is specifically designed for contractors operating in hazardous trades where the risk of injury, damage, or complex claims is significantly higher. It provides specialist protection for businesses carrying out work at height, heat work, structural installations, and other high-risk activities often excluded or restricted under standard liability policies

Public liability for high-risk activities, including work at height

Employers’ liability for operatives and subcontractors

Specialist cover for scaffolders, roofers, and steel erectors

Protection against third-party injury and damage claims

Legal defence costs and compensation included

Built-in considerations for heat work and hazardous activities

Underwritten based on experience, risk management, and claims history

Flexible limits to meet contract requirements

Support for large or complex projects

Options for bona fide and labour-only subcontractors

Enhanced legal protection options

Property Insurance – Protecting buildings, stock, and business assets

Property

Protecting buildings, stock, and business assets.

High Risk Liability – Cover for dangerous trades and exposures

High Risk Liability

Cover for dangerous trades and exposures.

Construction Liability – Insurance for contractors, builders, and projects

Construction Liability

Insurance for contractors, builders, and projects.

Motor Fleet Insurance – One policy, many vehicles, total control

Motor Fleet

One policy, many vehicles, total control.

Truck – Specialist cover for haulage and transport

Truck

Specialist cover for haulage and transport.

Hospitality – Insurance for pubs, restaurants, and takeaways

Hospitality

Insurance for pubs, restaurants, and takeaways.

Commercial Insurance Combined – Flexible all-in-one business protection.

Commercial Combined

Flexible all-in-one business protection.

Three engineers wearing helmets review building plans on a laptop in a bright indoor setting.

Combined Liability

Public and employers’ liability, simplified.

Request a Quote for Tailored High Risk Liability

Contact us for expert assistance.

Independent Insurance Broker in the UK

Binfield Insurance Brokers: Reliable Coverage for Everyone.

Expert insurance solutions tailored to your needs.